Blog

One of the greatest goals in the adult life is owning a home. For young families, finding a “starter home” is a fun adventure. For those with older children, people are often looking for more space and want to upgrade their homes. Then, as adults reach their senior years, they often want to downsize to … Read More

Over the past two decades, Americans have seen the rise in credit card debt across all financial backgrounds. Gone are the days when only the “rich” carried cash and those struggling paycheck to paycheck used credit cards to pay for things. No, according to Experian, in 2018, an estimated 75% of Americans rely on credit … Read More

Millions of Americans have been laid off or have lost their means of employment during this Coronavirus crisis of 2020. If you are one of the millions without a paycheck, it may make sense for you to file for bankruptcy, especially if you are struggling with debt. When you are without income, there is less … Read More

The COVID-19 pandemic has put an enormous strain on almost every aspect of our Nation. Everyone has felt the effects that this pandemic has caused on the economy. Businesses have closed temporarily, while others have closed their doors, not know if they will be able to reopen in the future. People have lost jobs and … Read More

When divorce occurs and there are children involved in the marriage, things are more complicated for everyone involved. When a parent is receiving or paying child support and bankruptcy is looming in the future, this responsibility will need to be looked at carefully. The ability of parents to provide and care for their children is … Read More

Owning a small business is a great accomplishment. It shows that you have the initiative and effort to be successful. Yet, things do not always go as planned, and facing serious financial problems can seem overwhelming. As a small business owner, you have put a great deal of your personal money, time, and investment into … Read More

Medical bills are one of the leading causes of bankruptcy in America. If you have medical bills that are causing you to drown in debt, the financial hardship can put a strain on every area of your life. When you are unable to manage the cost of medical bills on top of your monthly budget, … Read More

Stay at home moms are the most vulnerable spouses in a divorce. Adding the possibility of bankruptcy on to the already stressful situation of divorce, the stay at home mom can find her future looking scary and uncertain. If you are a stay at home mom and are faced with divorce, you need to seek … Read More

‘Tis the season of giving. With Black Friday now behind us and gift lists before us, it is very easy to overspend during this time of the year. It doesn’t matter if you have a small family or a large family, or if you have a substantial income or a modest one – avoiding holiday debt is … Read More

People get into a heap of financial trouble in various ways. Some people spend their way into debt by living well outside of their means. Others face debilitating medical issues that leave them with piles of unpaid bills. Still, others face a job loss, divorce, or just bad luck that leaves them in the position … Read More