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The giving of gifts marks this holiday season. Everyone loves giving away special gifts to loved ones, and watching their faces as they receive your gift with joy and delight. Do you plan to give great gifts this season? If not, are you dreading the fact that others want to collect from you instead?

Are collection agencies unwanted visitors to your festive holiday season? It’s estimated that one-third of Americans will be dealing with collection agencies during the holiday season. Are you one of those people?

Each state has a different statute of limitations when it comes to debt collection. Unpaid debts in Georgia may initiate a lawsuit against you so your creditor can obtain a judgment. Georgia’s statute of limitations period is 6 years from the time the debt becomes due and payable. This date runs from the date of the last payment. You should make sure your debt is actually still due and payable prior to entering into an agreement to pay off your debt.

If you are in a situation where you’re due to be collected from, please know that you are not alone. There is help for you as you deal with collection agencies. George R. Belche, Attorney at Law is a bankruptcy firm ready to come alongside you through your process.

Let our team assist you as you go through these challenging financial times, threatening phone calls, and unrelenting stress so you can have a peaceful holiday season with your friends and family.

George R. Belche, Attorney at Law